Loan Notes

Introduction to Loan Notes with Moneda Capital PLC

What are Loan Notes?

Loan notes are financial instruments representing a promise to pay back a specified amount of money, along with interest, at predetermined times. They serve as an alternative to traditional lending and can offer flexibility both for issuers and investors.

Navigating the ever-evolving landscape of the property market, it's clear that loan notes have recently carved a niche for themselves. Attracting the attention of property developers across a spectrum of sectors - from luxury hotels and the thriving build-to-rent scene, to private rental housing, traditional residential developments, and the dynamic student accommodation niche.

For those considering investment avenues, efficiently structured loan notes offer several compelling advantages. The essential components of loan notes are as follows:

1. Principal and Interest Details
2. Maturity and Repayment Terms
3. Investor Security

Plrincipal and Interest Details: The foundational aspect of any loan note. It lays out the principal amount, the interest rate, and the mechanisms through which interest is either paid or capitalised.

Maturity and Repayment Terms: This section sheds light on when a loan note matures, signalling its endpoint, and the terms under which the principal amount will be repaid to the investor.

Investor Security: For added protection, some loan notes are backed by collateral or guarantees. This ensures the safety of the investor's funds should unforeseen circumstances arise.

At Moneda Capital PLC, our unique approach provides an added layer of assurance. Owning the land we develop on anchors our projects with tangible assets, offering stability in asset value. Additionally, our choice to operate without institutional debt creates an environment with fewer financial constraints. This strategic combination emphasises our commitment to upholding investor trust and ensuring capital safety.

If you're interested in a detailed overview of our offering, the Moneda Capital PLC Loan Note Instrument is available for you. Simply reach out to us for an official application form, or set up a client account on our website to access the document.

Educate Yourself: While we provide comprehensive information about our loan notes, we always encourage clients to conduct their own independent research. Having a well-rounded understanding ensures that you make informed decisions tailored to your specific financial needs and aspirations.

Important information

This financial promotion is issued by Moneda Capital PLC and is in compliance with the Financial Conduct Authority's (FCA) regulations regarding the marketing of Unregulated Collective Investment Opportunity (UCIS). It is important to note that Synergy Loan Notes are a form of UCIS and are not suitable for all investors. Only those who meet specific criteria defined by the FCA regulations are eligible to invest.

The content provided here is for informational purposes only and does not constitute financial advice or a personal recommendation from Moneda Capital PLC. We do not offer financial advice outside the Republic of Ireland. Potential investors should independently assess the risks associated with such investments and are advised to seek independent financial advice.

Investments in Synergy Loan Notes carry inherent risks, including the possible loss of the principal amount invested. Such investments are not suitable for all investors and do not grant direct access to the underlying assets. Past performance is not indicative of future results, and the value of investments can both rise and fall.

We encourage those interested in Synergy Loan Notes to contact Moneda Capital PLC for comprehensive information to help determine if this investment aligns with your financial goals and risk tolerance.